Have you recently been involved in an accident with an underinsured motorist? Were you unable to obtain insurance information from another driver? Were you involved in an accident with an uninsured driver? Did someone hit you, and flee the scene? Well, you may be covered.
Can You Still Recover After an Accident with an Underinsured or Uninsured Motorist
Underinsured or uninsured motorist clauses are an additional insurance protection. Most insurance policies cover accidents for uninsured or underinsured drivers. When you are the victim of a hit and run or suffer injuries resulting from a negligent uninsured driver, you may be able to collect from your insurance carrier. Call your insurance today to ensure that you are covered in an accident with an underinsured or uninsured driver. Knowing that you are covered in the event that the other person is not will have you feeling more secure during the aftermath of a terrible accident.
What to Do If Involved in a Hit and Run
Nearly 11 out of every 100 traffic accidents are hit and run accidents. So, for nearly 10% of accidents, the driver at fault flees the scene, leaving the person whose car they hit with a damaged car, and unless that person saw a license plate number or recalls the make of the car, no recollection of the person. With that being said, what should you do if you are involved in a hit-and-run?
1. Call the police: While it may seem like a waste of time because you don’t have much information on the person at the outset, a police report gives you an official document to rely upon later in court. The step of calling the police needs to happen immediately, as your case loses merit with each hour and day that passes without you taking this action.
2. Enlist other motorists to help identify the suspect: Your adrenaline may be running high, and pursuing the suspect after an accident of this magnitude may cause you to make harmful driving decisions. Ask other motorists at the scene for help in identifying the make/model of the car, and if possible have them follow the suspect at a short distance to obtain the license plate number for police records.
3. File an insurance claim: If you prepared yourself properly, you probably have uninsured or underinsured motorist insurance, which can allow you to file a claim with your insurer and recoup some of the money associated with the damage incurred in the accident. If you did not plan properly, and the driver does not have insurance, you may be responsible for paying for all of your damage. All of this may sound confusing, and time and money consuming, and unfortunately, insurance companies are trained to keep as much money within their company. You will need a lawyer to help you fight for your lost money, and negotiate your insurance claim.
Austin’s McMinn Law Firm Helps Your Recovery
An underinsured or uninsured motorist clause may offer you additional coverage for your injuries. Contact the McMinn Law Firm to protect your claims and preserve your rights to recover.
At the McMinn Law Firm, we are experienced in helping our clients pursue additional expenses under their own insurance policies for underinsured or uninsured motorists. Many of these clauses require specific notification periods and demand compliance with the rules of the policy to qualify for coverage. We can help you make the proper notifications and claims within the necessary time frame.
Delay Could Impede Ability to Recover
We can also file bad faith claims against your insurance company if your claim is improperly denied.
If you were involved in an accident with an uninsured motorist, your insurance policy may cover the collision costs, including medical expenses, lost wages, vehicle damage and additional care needs. When you are facing the financial consequences of a motor vehicle accident, we can help you assert your rights against your insurance company.
Contact the McMinn Law Firm for experienced legal service from our Austin, Texas, personal injury firm. Our lawyers offer professional and effective legal representation to help our clients pursue their own insurance carriers for uninsured motorist damages. Contact us 24/7 at (512) 474-0222 or use our contact form.