Claiming short- or long-term disability can help you maintain yourself financially if you have suffered a serious injury. These injuries can occur as a result of workplace accidents, slip and fall incidents, or collisions, and they can lead to lifelong problems that prevent you from working.
But what medical conditions qualify for long-term disability and short-term disability specifically in Texas? Here are 10 of the most common qualifying disabilities.
1. Musculoskeletal System Injuries
Your musculoskeletal system is made up of ligaments, muscles, bones, and other connective tissues. This system allows you to move normally and grants you the necessary flexibility to go about your daily life. Conditions such as scoliosis, herniated discs, and arthritis can be debilitating and make it impossible to work.
2. Nervous System Disorders
Nervous system disorders impact your spinal cord, brain, and nerves, affecting how you think, feel, and move. These conditions can occur due to infections, strokes, injuries, or degenerative diseases. Muscular dystrophy is one of these conditions.
3. Mood Disorders
Mood disorders are mental health conditions that impact your mood for prolonged periods. Depression and anxiety are common examples.
4. Intellectual Disabilities
Intellectual disabilities make it difficult to think, reason, and solve problems. Adaptive behaviors can be affected, too, making it tough for the person to learn to operate within the workplace.
5. Psychotic Disorders
Schizophrenia is one of the most common psychotic disorders, but many other conditions can also cause abnormal perception and thinking. People with these disorders can lose touch with reality, putting themselves and others at risk.
6. Circulatory System Problems
Your circulatory system sends oxygen- and nutrient-rich blood throughout your body. This allows your organs to function as they need to. Using this system, you can also eliminate waste products. Conditions that impact your circulatory system can include high blood pressure, high cholesterol, and structural changes to the heart.
7. Injuries
Injuries can occur at work or in your personal time, ranging from mild to catastrophic. They can prevent you from returning to work temporarily, or it could mean being unable to work in any capacity. Car accidents, falls, and even malfunctioning products can lead to injuries.
When considering what qualifies for short-term disability, injuries from car accidents can often apply. Broken bones, recovery from surgery, and similar temporary conditions usually only keep you from work for a limited time, which is what short-term disability is meant to cover.
8. Respiratory Disorders
Chronic conditions such as asthma or chronic obstructive pulmonary disease can prevent people from working or leading normal lives. Individuals suffering from these make up a significant number of those receiving long-term disability benefits.
9. Organic Mental Disorders
Organic mental disorders are brain issues that result in severe psychological or behavioral problems. They can cause memory loss, personality changes, and confusion. Some of the most well-known of these disorders are dementia and Alzheimer’s disease.
10. Neoplasms
Neoplasms are abnormal growths. They can be precancerous, benign, or malignant. If the tumor continues growing, it can spread to other parts of the body.
Fighting for Disability Benefits
If you have a disabling condition, the government gives you the right to apply for disability, but it is not a simple process. Too many people receive denials each year because they attempt to go through the application stage independently. By seeking a lawyer’s help, you can give your application a better chance of succeeding.
Contact Our Austin Personal Injury Attorneys for a Free Consultation
Our Austin personal injury lawyers can assist you in many ways, from gathering the necessary evidence to show the severity of your condition to gauging the signs that you will be approved for disability. While facing missed time at work due to a disability can be stressful, you can find a way forward with the right support. Call McMinn Personal Injury Lawyers for a free consultation.
If you’ve been injured, contact your nearest McMinn Personal Injury Lawyers location to schedule a free consultation today.
We serve in Austin, TX, and Salt Lake City, UT.
McMinn Personal Injury Lawyers – Austin, TX Office
502 W 14th St, Austin, TX 78701
(512) 474-0222
McMinn Personal Injury Lawyers – Salt Lake City, UT Office
650 S 500 W, Suite 290, Salt Lake City, UT 84104
(385) 462-7630
