Have you been hurt in an accident in Austin, Texas? Do you believe the insurance company is intentionally delaying your claim or denying it for no valid reason? You need an experienced personal injury lawyer who knows how to stand up to the insurance company and demand the compensation you deserve.
The team at McMinn Personal Injury Lawyers has over 40 years of combined experience standing up for the rights of injury victims, and we have helped them recover over $500 million after car accidents, truck accidents, and more. Contact us today at (512) 474-0222 to schedule a free consultation with an Austin bad faith insurance lawyer who can help.
After an accident, you expect the insurance company to handle your claim in good faith. This means evaluating your claim based on the facts of the situation and paying your claim according to the terms of the insurance policy. Unfortunately, this does not always happen.
If you believe an insurance company is dealing with you in bad faith, contact McMinn Personal Injury Lawyers today.
We can help you by:
We know how frustrating it can be to deal with an insurance company that is not holding up its end of the bargain. However, you do not have to go through this alone. Contact McMinn Personal Injury Lawyers today to speak to an Austin bad faith insurance attorney who is ready to help.
It is challenging to put a specific number on just how many bad faith insurance claims are filed each year. However, recent data suggests that bad faith insurance claims are on the rise. Insurers are watching out for their bottom line more and more, and this often means delaying or denying legitimate claims.
Texas residents are not immune to this nationwide trend of increasing bad faith claims against insurers. If you believe you may have a bad faith claim, contact us today to speak to a lawyer who can help evaluate your situation and advise you of your legal rights.
When you purchase insurance, you are creating a contract between yourself and the insurance company. As part of the contract, you agree to pay regular premiums to the insurance company. In exchange, the insurance company agrees to compensate you for any covered losses as long as the policy is active.
As part of this contract, there is an implied requirement that the insurance company act in good faith when resolving claims. Acting in good faith basically means that they will honestly and transparently review and respond to claims.
There are several types of behavior that may qualify as bad faith dealings, and those include:
Additionally, Texas law lists some specific behaviors that qualify as bad faith.
As part of a bad faith claim, victims of this practice may recover economic damages, non-economic damages, and even punitive damages. Economic damages compensate victims for their financial losses, such as medical bills and lost wages.
Non-economic damages compensate victims for their intangible losses, such as:
It can be difficult to put a specific value on non-economic damages, although they can sometimes be worth as much as five times the value of your economic damages.
Your time to file a claim against the insurance company for bad faith is limited. Texas law allows victims of this unfair practice two years to file a lawsuit for their damages. Typically, the clock starts running on the date the unfair act occurred.
Since missing the deadline can cause you to lose all your rights to recover compensation, you should always get the help of a lawyer to determine the specific filing deadline for your claim.
Do you believe the insurance company is trying to take advantage of you by acting in bad faith? Victims who have experienced this practice in Austin, Texas, know they can count on McMinn Personal Injury Lawyers to help hold the insurance company accountable. Call us today to schedule a free consultation with an Austin bad faith insurance lawyer, and let us help you.
