Even though Texas state law requires drivers to have car insurance, not every Texas driver carries the state minimum coverage. In fact, almost one in seven Texas motorists are driving without the state minimum coverage.
Invariably, some of these uninsured drivers will cause an auto accident. If you’ve been hit by an uninsured driver, you may be wondering what to do and how you can protect yourself and your finances.
After any accident, you should get the other driver’s information, including his or her name, address, phone number, driver’s license number and license plate number.
If you discover during the information-gathering process that the other driver does not have car insurance, you should call your insurance company. Your insurance policy may come with a type of uninsured or under-insured motorist coverage, and your insurance company can tell you whether you have this coverage. If you are covered, your insurance company should be able to pay for the damage to your car.
If you don’t have uninsured motorist coverage or your insurance company refuses to pay, you need to call an Austin car accident attorney who can help you get the compensation you deserve, including if needed representing you by filing suit against your insurance company and/or the at-fault driver. Contact the McMinn Law Firm today for a free consultation.